Paymentson onesealed line.
Custom payment solutions for businesses in every industry: card processing, pay-by-bank, wallets, payouts and AI-powered operations, run end to end through licensed partner processors.
Infrastructure, not middlemen: we build and run every install, every route and every recovery ourselves, through licensed partner processors.
Charles Gatz and Tayson O'Hara, founders
$12M+in merchant volume
- 4
- ways to get paid: card, bank, wallet and payout
- 14
- industries we set up payments for
- AI
- reconciliation, collections and dispute prediction built into every stack
Processed by licensed partner processors.
Four rails,
one line.
Payment rails are the ways money moves: card, bank, wallet and payout, all run by one team.
-
Visa, Mastercard, American Express and Discover, through licensed partner processors that accept your industry, with your statement name, card security checks and chargeback protection set up for you.
How approval works -
ACH debits straight from your customer's bank account, with account verification at checkout and an API for your own flow.
Pay by bank, in detail -
Apple Pay and Google Pay in the same checkout: one tap, and the card number is never shared.
Gateway and wallet integration -
Scheduled payouts to merchants, partners and brokers, each one matched line by line to your books.
Payouts and reconciliation
Every industry has its own liquid.
We match each one to the partner processors that will actually approve it. Why each is watched
- Subscriptions
- Peptides
- Firearms
- Vape
- Kratom
- CBD & hemp
- Adult
- Dating
- Supplements
- Telehealth
- Travel
- Tickets
- Coaching
- Pre-orders
Your checkout, on our rail.
Social Matter Payments, our sister company, is launching its own pay-by-bank rail: payments straight from bank accounts, with an API for payments and payouts.
POST /v1/paymentsAuthorization: Bearer sk_live_••••••••Idempotency-Key: order_1042 { "bank_account_id": "ba_8Hq2Xv", "amount_cents": 24900, "entry_code": "WEB", "authorization_text_sha256": "9f2c…", "statement_descriptor": "YOURSTORE", "external_order_id": "1042"} 201 Created{ "data": { "id": "pay_4mT9Qe", "object": "payment", "status": "submitted" }}
Run by
operators.
Designs the payment systems, the product and the partner network behind them.
Runs every install, payout cycle and integration, day to day.
Known as Gub, director behind brand films for NBA All-Star 2025, K-Swiss, Jarritos, UNIQLO and Nordstrom.
Put your volume on the line.
Tell us what you sell and how you take payments today, and we'll find the right setup.